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    • Deposit Rates
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    • Mortgage/Home Equity

    Deposit Rates - Print Deposit Rates

    Investment Certificates

    Annual Percentage Yield (APY) Effective as of May 15, 2013.
    ProductMin BalanceTermAPYApply
    CD$1,0003 - Month0.10%Apply Now!
    CD$20,0003 - Month0.15%Apply Now!
    CD$100,000+3 - Month0.15%Apply Now!
    CD$1,0006 - Month0.15%Apply Now!
    CD$20,0006 - Month0.20%Apply Now!
    CD$100,000+6 - Month0.20%Apply Now!
    CD$1,00012 - Month0.25%Apply Now!
    CD$20,00012 - Month0.30%Apply Now!
    CD$100,000+12 - Month0.30%Apply Now!
    CD$1,00024 - Month0.50%Apply Now!
    CD$20,00024 - Month0.55%Apply Now!
    CD$100,000+24 - Month0.55%Apply Now!
    CD$1,00036 - Month0.70%Apply Now!
    CD$20,00036 - Month0.75%Apply Now!
    CD$100,000+36 - Month0.75%Apply Now!
    CD$1,00060 - Month1.30%Apply Now!
    CD$20,00060 - Month1.35%Apply Now!
    CD$100,000+60 - Month1.35%Apply Now!
    *Annual Percentage Yield. APYs are based on daily compounding. APYs are current as of the dates on this chart and are subject to change. Call 1.855.TRUWEST (878.9378) for terms and conditions.

    A penalty may be imposed for early withdrawal. Fees could reduce earnings.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    IRA Investment Certificate

    Annual Percentage Yield (APY) May 15, 2013.
    ProductMin BalanceTermAPYApply
    IRA CD$1,0003 - Month0.10%Apply Now!
    IRA CD$20,0003 - Month0.15%Apply Now!
    IRA CD$100,000+3 - Month0.15%Apply Now!
    IRA CD$1,0006 - Month0.15%Apply Now!
    IRA CD$20,0006 - Month0.20%Apply Now!
    IRA CD$100,000+6 - Month0.20%Apply Now!
    IRA CD$1,00012 - Month0.25%Apply Now!
    IRA CD$20,00012 - Month0.30%Apply Now!
    IRA CD$100,000+12 - Month0.30%Apply Now!
    IRA CD$1,00024 - Month0.50%Apply Now!
    IRA CD$20,00024 - Month0.55%Apply Now!
    IRA CD$100,000+24 - Month0.55%Apply Now!
    IRA CD$1,00036 - Month0.70%Apply Now!
    IRA CD$20,00036 - Month0.75%Apply Now!
    IRA CD$100,000+36 - Month0.75%Apply Now!
    IRA CD$1,00060 - Month1.30%Apply Now!
    IRA CD$20,00060 - Month1.35%Apply Now!
    IRA CD$100,000+60 - Month1.35%Apply Now!
    *Annual Percentage Yield. APYs are based on daily compounding. APYs are current as of the dates on this chart and are subject to change. Call 1.855.TRUWEST (878.9378) for terms and conditions.

    A penalty may be imposed for early withdrawal. Fees could reduce earnings.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    IRA Share Savings

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    IRA SavingsN/AN/A0.25%Apply Now!
    *Annual Percentage Yield. APYs are based on monthly compounding. APYs are are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Checking Accounts

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    Choice $0.00N/A0.05%Apply Now!
    Advantage 55$0.00N/A0.05%Apply Now!
    Opportunity$0.00N/A0.00%Apply Now!
    Simply $0.00N/A0.00%Apply Now!
    Traditional$500 ADBN/A0.01%Apply Now!
    Preferred$0.00N/A0.05%Apply Now!
    *Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Business Checking Accounts

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    Essential$0.00N/A0.05%Apply Now!
    Volume$0.00N/A0.05%Apply Now!
    *Deposits begin earning dividends the business day following the date of deposit.

    * Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Christmas Club

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    Christmas ClubN/AN/A0.10%Apply Now!
    The annual dividend rate for Christmas Club accounts is set by the Board of Directors each November.

    * Annual Percentage Yield. APYs are based on monthly compounding. APYs are are subject to change. A penalty may be imposed for early withdrawal(s). Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Savings Accounts

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    Savings$0 - $1,999.99N/A0.05%Apply Now!
    Savings$2,000 - $4,999N/A0.05%Apply Now!
    Savings$5,000 or moreN/A0.10%Apply Now!
    *A minimum $25 Balance in Share Savings is required to be eligible for other services.

    ** Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Money Market Maximizer

    *APY Effective as of May 1, 2013.
    ProductMin BalanceTermAPYApply
    MM Max$0 - $1,999N/A0.10%Apply Now!
    MM Max$2,000 - $4,999N/A0.10%Apply Now!
    MM Max$5,000 - $9,999N/A0.10%Apply Now!
    MM Max$10,000 - $24,999N/A0.15%Apply Now!
    MM Max$25,000 - $49,999N/A0.15%Apply Now!
    MM Max$50,000 - $99,999N/A0.15%Apply Now!
    MM Max$100,000 - and overN/A0.20%Apply Now!
    A minimum initial deposit of $1,000 is required.

    * Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
    A minimum $25 balance in Share Savings required to be eligible for Services.
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    Loan Rates - Print Loan Rates

    Auto - New

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 632.85%-14.50%Apply Now!
    64 - 723.10% - 6.45%Apply Now!
    73 - 843.30% - 8.14%Apply Now!
    †Terms and conditions may apply.
    *APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Auto - Used

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 633.10% - 15.75%Apply Now!
    64 - 723.35% - 7.70%Apply Now!
    73 - 843.55% - 9.39%Apply Now!
    †Terms and conditions may apply.
    *APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Marine & Personal Watercraft - New

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 8410.50% - 12.00%Apply Now!
    85 - 1208.00% - 10.75%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Marine & Personal Watercraft - Used

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 8411.00%-12.50%Apply Now!
    85 - 1208.50% - 11.25%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    RV - New

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 609.24% - 10.00%Apply Now!
    61 - 847.24% - 8.00%Apply Now!
    85 - 1444.49% - 5.00%Apply Now!
    145 - 1804.24% - 5.00%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    RV - Used

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 609.74% - 10.50%Apply Now!
    61 - 847.74% - 8.50%Apply Now!
    85 - 1444.99% - 5.50%Apply Now!
    145 - 1804.74% - 5.50%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Quad - New

    Rates As Low As: Below rates reflect a .25bps less for Auto Transfer Payment
    Term (Months)APR*Apply
    0 - 608.00%- 14.50%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Quad - Used

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 608.50% - 15.00%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Motorcycle - New

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 608.00% - 9.60%Apply Now!
    61 - 728.50% - 10.10%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Motorcycle - Used

    Below rates reflect a 0.25% discount for Auto Transfer Payment.
    Term (Months)APR*Apply
    0 - 608.00% - 9.60%Apply Now!
    61 - 728.50% - 10.10%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
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    Visa Credit Card

    TypeAPR*Apply
    VISA Platinum Points8.90%-17.50%Apply Now!
    VISA Platinum21%Apply Now!
    *APR = Annual Percentage Rate
    New Accounts Only

    Terms and Conditions
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    Personal Credit Line - PCL

    TypeAPR*Apply
    Personal Credit Line8.00% - 14.75%Apply Now!
    *APR is a variable rate and may increase after the loan is booked.
    *APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
    This is the credit union's best rate. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters.
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    Signature Loan

    Rates As Low As: Below rates reflect a .25bps less for Auto Transfer Payment
    Term (Months)APR*Apply
    Up to 6011.50% - 17.75%Apply Now!
    *APR = Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
    Term 12 months per 1K up to maximum term of 60 months.
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    Mortgage/Home Equity Rates - Print Mortgage Rates

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    "TruWest Credit Union (TruWest) is chartered under Arizona state law and governed by a Board of Directors directly elected by its members."

    • Arizona: 480.441.5900
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    • Texas: 512.996.4000
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    • Toll Free: 1.855.TRUWEST (878.9378)

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    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
    Federally insured by NCUA
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