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OTM_April2014-FINAL

TECH-SAVY, WIRED-IN AND ON THE GO Texting, posting, sharing and definitely on the go. That’s just a snapshot of the busy lifestyle of a mobile millennial. Tech-savvy and wired into the world, TruWest wanted to know what 18-29 year olds really want from a financial institution. So, we took the direct approach . . . and asked. They said: 1. Super fast access to their money 2. No hoops or confusing paperwork 3. Lots (they mean lots) of benefits 4. A simple way to establish credit 5. Everything has to be mobile-friendly With this wish list in mind, we created our new OTG Checking Account and it is anything but old school. OTG helps On The Go college students and young professionals gain financial experience, access competitive savings and auto loan rates, and establish credit. Plus, being a credit union member, they avoid the excessive fees and high rates of big banks. LOTS OF BENEFITS WITH OTG • Entirely paperless account with eStatements1 • $25 Amazon eGift card upon opening the account2 • Two non-sufficient funds (NSF)/ overdraft fee forgiveness options per calendar year3 • $10 Starbucks annual anniversary eGift card4 • No monthly fees or minimum balance requirements • Free, instantly issued debit card or personalized debit card • Free online and mobile banking • Free online bill payment and FinanceWorks, a budgeting and financial management tool • Free mobile app and mobile deposit • 28,000 free ATMs (more than Chase and Wells Fargo combined!) • One free consultation with a financial advisor per year • Access to the Credit Builder Program and TruWest VISA® Platinum credit card If you are 18-29 or know someone who is, now is the time to get connected to all of the fabulous savings and special offers available with a TruWest OTG Checking Account! #OTGchecking 1 - Must enroll in and maintain online banking with eStatements for OTG Checking. 2 - One OTG Checking Account and one eGift card per individual. 3 - Offer subject to change. 4 - All accounts must be in good standing to receive annual eGift card. Must have at least three transactions in the past 30 days to be eligible and have not used overdraft fee forgiveness within a calendar year. Federally insured by the NCUA


OTM_April2014-FINAL
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