HOW WILL RATE CHANGES AFFECT MY BALANCE?

Depending on how you use your credit card, shifts in your annual percentage rate (APR) may influence your budget. If you pay off your balance every month, then APR will not be a factor. On the other hand, if you carry a balance, an increased APR will likely cost you more. The calculator below helps you determine how changes in APR affect your balance.

Good to Know: Factor in anticipated increases or decreases in your credit card balance over time based on how you use your card. This will further clarify the role APR might play in your overall debt.

Compare and Save
Have you heard that TruWest Credit Union's VISA cards feature low interest rates and other money-saving benefits? Learn More!