If you own your home and want to lower the monthly payment, refinancing may be right for you. It's a way of replacing your current higher interest rate with a lower rate or to change the type of loan you have. Refinancing generally makes sense if your potential savings will cover the closing costs and if you plan to stay in your home for a few years. This calculator will help you compare your current home loan with new loan terms. (It does not apply to cash-out refinancing options.)

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TruWest can help you refinance your mortgage. Get more details