Mortgage Guides

MORTGAGE GUIDES AND TOOLS

TruWest took the time to anticipate all of the key mortgage guides and tools you may need to make well-informed decisions. Also, we have great rates that make buying and owning a home as affordable as possible! So, look to our friendly mortgage experts as you embark on your homeownership journey.

Shopping for a Real Estate Agent

Shopping for a Real Estate Agent

There are benefits to using a REALTOR to help you buy a home. Of course you want an experienced pro to connect with, one who understands your goals and will obtain the best home for your money.  

Reasons to Prequalify

Reasons to Prequalify

TruWest recommends that home buyers prequalify for a mortgage before searching for a home, in order to determine the right price range and ensure no time is wasted getting into your home.

How to Navigate the Home Loan Process

How to Navigate the Home Loan Process

TruWest is here to help you successfully navigate the entire home loan process. Take a moment to read about the steps you’ll need to take when applying for any mortgage or home equity loan.

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Mortgage Calculators

We want you to be confident about all of your home loan choices and we are happy to provide specialized mortgage calculators that add clarity to the decision-making process.

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BUYING YOUR HOME GUIDE

The U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration advise you on home loan shopping, knowing your rights and working with a title company. 

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ADJUSTABLE-RATE MORTGAGE HANDBOOK

The Federal Reserve Board offers facts to see if an adjustable-rate mortgage (ARM) is right for you, including ARM basics, a glossary, interest rate caps and how to evaluate different options.  

Making Sense of Closing Costs

Making Sense of Closing Costs

Knowing what fees to expect when purchasing or refinancing a home can make the process go more smoothly. Luckily, TruWest offers competitive flat rate fees, so there are no hidden costs.

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SETTLEMENT COST BOOKLET

The HUD helps you understand the Good Faith Estimate, home loan closing requirements, the impact of interest rates and prepayment penalties, and solutions to resolve loan servicing issues. 

Ten Questions for Real Estate Agents

Ten Questions for Real Estate Agents

Check out our list of questions to ask when interviewing potential real estate agents, so you can make knowledgeable choices that could help you save valuable time and money.