Buying a Home

PURCHASING A HOME

So, you're on the path to homeownership? What a wonderful journey! 

What? You've heard stories about how intense, complex and complicated the home buying process is. Well, it can be if you go it alone. Since we know you will remember this experience for years to come, TruWest Credit Union wants to ensure your home buying memories are happy ones.

  • You want a home loan that matches your unique financial needs, check.
  • You want knowledgeable assistance with the entire purchase process, check.
  • You want to move in knowing you can comfortably afford the payments, check.

TruWest will help you navigate your mortgage loan options, obtain competitive interest rates, avoid originations fees, and access comprehensive mortgage guides and tools. Our experienced mortgage professionals are eager to answer your questions and help you prequalify; simply call 1-602-629-1825 or toll-free at 1-855-841-9203 to connect with your home advisor. 

Adjustable-Rate Mortgage

Adjustable-Rate Mortgage

An Adjustable-Rate Mortgage (ARM) offers more purchase power and the advantage of an even lower interest rate. With no points, no origination fees and low closing costs, this may be an attractive option.

Fixed-Rate Mortgage

Fixed-Rate Mortgage

A Fixed-Rate Mortgage maintains its interest rate for the loan's term and offers stability. There’s no need to worry about fluctuating rates and there’s security knowing your monthly payment won’t shift.

FHA and VA Mortgages

FHA and VA Mortgages

If you want affordability, little or no down payment, and easier qualifying requirements, an FHA or VA Mortgage may be the right choice. There are options for individuals, families and U.S. military veterans.