Wish Program

Maximize your down payment with federal grant funds

"TruWest matched the $5,000 that I had saved - times 3! This was the only way I could afford my monthly mortgage payments...the process was easy.
-Dustin L., Member and Recent WISH Recipient
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From searching for the perfect home to move-in day, the journey to becoming a first-time homeowner is a thrilling experience. TruWest® Credit Union wants to help make your homeownership dreams come true with the WISH program.

The WISH Program (Workforce Initiative Subsidy for Homeownership) provides qualified homebuyers a match of up to $15,000 of down payment funds. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds!

To be eligible:

  • Be a first-time homebuyer
  • Meet income eligibility guidelines below
  • Meet normal credit qualifications
  • Complete a free and easily accessible counseling program
  • Open escrow on a home purchase prior to March 31, 2017


2016-2017 Income Limits
1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
Maricopa & Pinal County (AZ)    $35,280 $40,320 $45,360 $50,320 $54,400 $58,400 $62,400 $66,480
Travis & Williamson County (TX)    $43,600 $49,840 $56,080 $62,240 $67,280 $72,240 $77,200 $82,160