Wish Program


"TruWest matched the $5,000 that I had saved - times 3! This was the only way I could afford my monthly mortgage payments...the process was easy.
-Dustin L., Member and Recent WISH Recipient
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The journey to becoming a first-time homeowner is a thrilling experience. However, the biggest obstacle can be saving for a down payment. That’s where TruWest can help!

We are one of a handful of financial institutions nationwide that offers the WISH Program (Workforce Initiative Subsidy for Homeownership). We facilitate providing qualified homebuyers a grant match up to $15,000 to be used toward the purchase of their first home!

Could Your WISH Come True?

  • Successfully complete a FREE and easily accessible counseling program
  • Be a first-time homebuyer (ask us exactly what a “first-time homebuyer” is)
  • Meet income eligibility guidelines
  • Open escrow on a home purchase prior to March 31, 2015
  • Meet normal credit qualifications
  • Not have a combined household income exceeding the limits listed below


2014 Income Limits
1 Person
2 Persons
3 Persons
4 Persons
5 Persons 6 Persons 7 Persons 8 Persons
Maricopa County (AZ) $34,720
$49,520 $53,520 $57,520 $61,440 $65,440
Travis & Williamson County (TX) $42,240
$65,200 $70,000 $74,800 $79,680