Wish Program

Maximize your down payment with federal grant funds

"TruWest matched the $5,000 that I had saved - times 3! This was the only way I could afford my monthly mortgage payments...the process was easy.
-Dustin L., Member and Recent WISH Recipient
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From searching for the perfect home to move-in day, the journey to becoming a first-time homeowner is a thrilling experience. TruWest® Credit Union wants to help make your homeownership dreams come true with the WISH program.

The WISH Program (Workforce Initiative Subsidy for Homeownership) provides qualified homebuyers a match of up to $15,000 of down payment funds. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds!

To be eligible:

  • Be a first-time homebuyer
  • Meet income eligibility guidelines below
  • Meet normal credit qualifications
  • Complete a free and easily accessible counseling program
  • Open escrow on a home purchase prior to March 31, 2016


2015-2016 Income Limits
1 Person    
2 Persons    
3 Persons    
4 Persons    
5 Persons    6 Persons    7 Persons    8 Persons   
Maricopa & Pinal County (AZ)    $35,840    
$51,200    $55,360    $59,440    $63,520    $67,600   
Travis & Williamson County (TX)    $43,040    
$66,400    $71,280    $76,240    $81,120