Wish Program

Maximize your down payment with federal grant funds

"TruWest matched the $5,000 that I had saved - times 3! This was the only way I could afford my monthly mortgage payments...the process was easy.
-Dustin L., Member and Recent WISH Recipient
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From searching for the perfect home to move-in day, the journey to becoming a first-time homeowner is a thrilling experience. TruWest® Credit Union wants to help make your homeownership dreams come true with the WISH program.

The WISH Program (Workforce Initiative Subsidy for Homeownership) provides qualified homebuyers a match of up to $15,000 of down payment funds. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds!

To be eligible:

  • Be a first-time homebuyer
  • Meet income eligibility guidelines below
  • Meet normal credit qualifications
  • Complete a free and easily accessible counseling program
  • Open escrow on a home purchase prior to March 31, 2018

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2017-2018 Income Limits

Arizona
County 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
Maricopa $37,120 $42,400 $47,680 $52,960 $57,200 $61,440 $65,680 $69,920
Pima $33,280 $38,000 $42,720 $47,440 $51,280 $55,040 $58,880 $62,640
Pinal $37,120 $42,400 $47,680 $52,960 $57,200 $61,440 $65,680 $69,920
Yavapai $30,720 $35,120 $39,520 $43,840 $47,360 $50,880 $54,400 $57,920

Texas
County 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
Travis $45,600 $52,160 $58,640 $65,120 $70,400 $75,600 $80,800 $86,000
Williamson $45,600 $52,160 $58,640 $65,120 $70,400 $75,600 $80,800 $86,000