Wish Program

Maximize your down payment with federal grant funds

"TruWest matched the $5,000 that I had saved - times 3! This was the only way I could afford my monthly mortgage payments...the process was easy.
-Dustin L., Member and Recent WISH Recipient
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From searching for the perfect home to move-in day, the journey to becoming a first-time homeowner is a thrilling experience. TruWest® Credit Union wants to help make your homeownership dreams come true with the WISH program.

The WISH Program (Workforce Initiative Subsidy for Homeownership) provides qualified homebuyers a match of up to $15,000 of down payment funds. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds!

To be eligible:

  • Be a first-time homebuyer
  • Meet income eligibility guidelines below
  • Meet normal credit qualifications
  • Complete a free and easily accessible counseling program
  • Open escrow on a home purchase prior to March 31, 2015


2014-2015 Income Limits
1 Person
2 Persons
3 Persons
4 Persons
5 Persons 6 Persons 7 Persons 8 Persons
Maricopa County (AZ) $34,720
$49,520 $53,520 $57,520 $61,440 $65,440
Travis & Williamson County (TX) $42,240
$65,200 $70,000 $74,800 $79,680