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TruWest is among a handful of financial institutions offering the WISH Program and helps first-time homebuyers make their down payment. Dustin L., member and recent WISH recipient, has this to say about the program and TruWest:
"The most difficult obstacle for me to overcome in buying a home for my family was coming up with the down payment. Over time, I saved money to buy the right house in the right neighborhood, but it wasn’t until I found TruWest Credit Union and the WISH program that I was able to afford it.
TruWest matched the $5,000 that I had saved—times 3! That means I was able to put a down payment of $20,000 and 20% on my house. This was the only way I could afford my monthly mortgage payments, since 20% is the amount that you need to put down on a house to avoid paying private mortgage insurance [PMI].
The process was easy. In fact, I applied online [at truwest.org], and within a week completed the housing counseling course that the WISH program requires. Within a month, I found my house and made an offer.
The people at TruWest were friendly and knowledgeable, and the best part is that I spent my first Thanksgiving in my new home with my family. Thanks TruWest!"