TruProtection

TRUPROTECTION

You must be so excited! You have a bright new VISA® credit card. . . or a fabulous personal loan. . . or that great new car, RV or boat. So, happy pants, what now? Well, we recommend protecting yourself and your loan against the unknown. Luckily, TruProtection can help do just that.

What is TruProtection?

As part of our TruDifference commitment, TruWest offers voluntary “just in case” debt coverage called TruProtection that helps cover your loan payments should the unexpected occur. It covers anything from involuntary unemployment to loss of life. Qualified loans are eligible for the program and you can choose from one of four plan options. Each plan varies in cost, but can be valuable if you find yourself without the funds to pay your loan due to unforeseen circumstances.

Features and Benefits

Why should you pay for additional coverage? Simple. Unplanned changes and emergencies happen. We don’t want you to be affected adversely. TruProtection will help safeguard your credit rating and collateral, while you tend to the important matter of putting your life back in balance.

Enrolling is quick and easy, with basic eligibility requirements. Plus, coverage is available immediately for eligible borrowers, so you are protected instantly. For convenience, the cost can even be rolled into your monthly loan payment.

Types of Protection

Involuntary Unemployment
It’s hard to anticipate job loss and you may need help until you get back on your feet. With this feature, we will cancel your monthly loan payments for up to 6 consecutive months, up to a maximum of $3,000.

Disability
If you become disabled due to illness or injury, just focus on getting well. In the meantime, this feature will cancel your monthly loan payments for up to 6 consecutive months, up to a maximum of $6,000.

Loss of Life
We hope you are around for a long time but being prepared helps ensure your family is secure. With this feature, TruWest will cancel your outstanding eligible loan balance up to $50,000 in the event of death.

Select Your TruProtection Plan

Have peace of mind and select a plan that will help manage unforeseen challenges. Then, speak to your TruWest loan representative to add the TruProtection plan to your loan agreement.*

Plan 1

  • Loss of Life
  • Disability
  • Involuntary Unemployment

Plan 2

  • Disability
  • Involuntary Unemployment

Plan 3

  • Loss of Life
  • Disability

Plan 4

  • Loss of Life

How Do I Enroll?

Enrollment in the TruProtection program is as quick and easy as a phone call. Contact us today at (480) 441-5900 in AZ, (512) 996-4000 in TX or toll-free at 1 (855) 878-9378 (that’s 855-TRUWEST).


*Cost varies by the loan product and TruProtection option selected.