Choice Checking Account

Now choose the best checking account

Want the most from your checking account? Choice Checking is the account with the perfect combination of over-the top features and not-so-standard benefits. If you haven't explored the best Choice around, do it now!

Over-the-Top Account Features

  • No fees. There's no minimum balance or monthly service fee.
  • Cash back.Get cash back  when you use our debit card.
  • Optional packages. We have $2/month packages for individuals who want to get even more cash back with debit card use, or unlimited money orders and cashier's checks.
  • And more! Read all of the not-so-standard benefits below.

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Overdraft forgiveness

Overdrafts happen. Receive 1 fee forgiveness per year. Also, prevent payments from being rejected for good. 


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Personalized debit card

Showcase your unique style with a customized image on your debit card. The best part? It's free!


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Cash-back offers

We want you to save money - even while you're spending money. Get cash back at participating retailers each time you use your debit card.


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Free checks and notary

Why pay for checks when you don't have to? Receive one box of TruWest custom-style checks per calendar year. And while we're at it, get free notary service, too.


Network of free ATMs

With more surcharge-free ATMs than Chase and Wells Fargo combined, we're seriously convenient! Bank at 30,000+ ATMs and 5,000+ shared branches.


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Exclusive member deals

Use membership to your advantage. TruWest members get discounts on zoo tickets, Sprint packages, DISH Network, ADT and much, much more!


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$1,000 AD&D insurance

Sign up for $1,000 in free Accidental Death & Dismemberment insurance. Watch your mailbox!



Isn't it time you get something back? As part owner of our credit union, you'll earn dividends on your account.


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Mobile banking

Stay on top of your finances anywhere, anytime. Pay bills, deposit checks, check balances - you name it! Did we mention it's quick?


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Bill pay

Eliminate the time it takes to pay bills. Pay from your online bank account via PC, laptop, tablet or phone.  


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Optional $2 packages

Care to get 10 cents back on non-PIN purchases? Or perhaps you want unlimited money orders? Sign up for a package that's meaningful to you and your bottom line.


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Fraud protection

TruWest debit cards include EMV chip technology, for enhanced fraud protection. We've got your back.


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Icons-Online Banking

Online banking

Bank securely and quickly without leaving home. Whether you're signing up for eStatements or paying your bills, you've come to the right place. 


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Money management tool

Understand how you spend your money - even at other financial institutions. Download our Quicken-powered software program for free. 


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Credit union membership

Become a member of our credit union! When you open a checking account, you'll be asked to start your Share Savings Account, with as little as $5. 


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