Opportunity Checking

Get Back on Track with the Right Opportunity

Opportunity Checking allows you to keep up with life's expenses, while gaining a checking account relationship. And, when your account is in good standing for six consecutive months, you may be eligible for our selection of checking accounts with additional benefits and no fee.

Key Account Features

  • Low fee. Your monthly service fee is just $10.
  • Unlimited checks. That's right - write away!
  • And more! Read all of the not-so-standard benefits below.

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Low fees and no minimum

Your monthly service fee is $10, and there's no monthly minimum balance requirement. Now that's a perk!


Unlimited stuff

You'll have unlimited check writing, deposits and withdrawals.


ATM cash card or reloadable debit card

If you're looking for more flexibility than an ATM cash card for your withdrawals, check out our prepaid debit card. 

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Exclusive member deals

Use membership to your advantage. TruWest members get discounts on zoo tickets, Sprint packages, DISH Network, ADT and much, much more!

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$1,000 AD&D insurance

Sign up for $1,000 in free Accidental Death & Dismemberment insurance. Watch your mailbox!


Mobile banking

Stay on top of your finances anywhere, anytime. Pay bills, deposit checks, check balances - you name it! Did we mention it's quick?


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Online banking

Bank securely and quickly without leaving home. Whether you're signing up for eStatements or paying your bills, you've come to the right place. 


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Fraud protection

TruWest debit cards include EMV chip technology, for enhanced fraud protection. We've got your back.

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Money management tool

Understand how you spend your money - even at other financial institutions. Download our Quicken-powered software program for free. 


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Credit union membership

Become a member of our credit union! When you open a checking account, you'll be asked to start your Share Savings Account, with as little as $5. 


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Please refer to the rate and fee schedule for account rates and terms.