OTG Checking

Checking Just Went From Old School to Totally Cool

Congrats! Tech savvy and wired into the world, you're a mobile millennial. And you are exactly the reason we designed our OTG Checking1. It's specifically for on-the-go 18-29 year olds, from college students to young professionals, who want an account that it is anything but old school.

You're a go-getter who needs super fast access to your money without hoops or piles of paperwork. Check. You want lots of fantastic benefits right now. Check. You deserve to establish credit and you don't want it to be complicated. Check. Oh, and you need everything to be mobile. Check.

Just take a look at this list of OTG's awesome benefits:

  • No minimum balance requirements
  • Free, instantly issued debit card or personalized debit card
  • Free online banking and mobile banking
  • Free online bill payment and access to our online financial management tool
  • Free mobile app and mobile deposit
  • Two non-sufficient funds/overdraft (NSF) fee forgiveness options per calendar year4
  • $10 Starbucks account anniversary eGift card if overdraft forgiveness is not used and account is in good standing5
  • One free consultation with a financial advisor per year
  • Access to the Credit Builder program through the TruWest VISA® Platinum credit card

Best of all, OTG helps you gain financial experience, access competitive rates and establish credit. Now, that's worth a shout out . . . #OTGChecking

Apply Now

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1Must be a TruWest member to open a checking account. A minimum $5 deposit is required to become a member. Must be 18-29 years old to qualify for this account.
2Must enroll in and maintain Online Banking with eStatements for OTG Checking.
3One OTG Checking account and one eGift card per individual.
4Offer subject to change. 
5All accounts must be in good standing to receive annual eGift card. Must have at least three transactions in the past 30 days to be eligible and have not used overdraft fee forgiveness within a calendar year. Offer subject to change.