HOME EQUITY LOAN RATES

Start that remodeling project, expand your backyard oasis or simply have a little extra cash on hand. Take advantage of the low rates TruWest offers on home equity loans and lines of credit. We're confident we have an option to match your financial goals. 

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Your Results Arizona Home Equity Effective: 4/1/2014 12:00:00 AM
Type Points Rate APR
0-60 Months 0 4.500% - 7.750% 4.500% - 7.750% Additional Information
84 Months 0 4.750% - 8.000% 4.750% - 8.000% Additional Information
120 Months 0 4.750% - 8.000% 4.750% - 8.000% Additional Information
180 Months 0 5.000% - 8.250% 5.000% - 8.250% Additional Information
240 Months 0 5.650% - 7.900% 5.650% - 7.900% Additional Information
360 Months 0 5.750% - 8.000% 5.750% - 8.000% Additional Information
This is a closed-end product. The rate listed is a fixed rate and reflects a .25 rate reduction for auto transfer payment. This is the credit union's best rate. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters. Must be a TruWest member to qualify. There is a minimum deposit of $5 required to become a TruWest member.

Maximum loan to value for home equity loans is 80% in AZ and TX.
Your Results Arizona HELOC Effective: 2/1/2014 12:00:00 AM
Type Points Rate APR
HELOC 0 3.990% - 6.490% 3.990% - 6.490% Additional Information
This is a revolving line of credit. The rate listed is a variable rate based on the highest prime rate as published in the Wall Street Journal and may increase after the loan is booked. Life Cap of Loan is 18%. Intro rate is not available to Arizona members who currently have a Home Equity Credit Line with TruWest Credit Union.

Maximum loan to value for HELOC is 80% in Arizona. Maximum loan to value for HELOC is 80% in Texas but cannot exceed 50% of value of home.

The rate listed is the credit union's best rate and reflects .51 rate reduction for auto transfer payment. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters. Must be a TruWest member to qualify. There is a minimum deposit of $5 required to become a TruWest member.
Your Results Texas Home Equity Effective: 2/1/2014 12:00:00 AM
Type Points Rate APR
0-60 Months 0 3.500% - 6.000% 3.500% - 6.000% Additional Information
84 Months 0 3.625% - 6.125% 3.625% - 6.125% Additional Information
120 Months 0 3.625% - 6.125% 3.625% - 6.125% Additional Information
180 Months 0 3.700% - 6.200% 3.700% - 6.200% Additional Information
240 Months 0 3.950% - 5.450% 3.950% - 5.450% Additional Information
360 Months 0 5.250% - 6.750% 5.250% - 6.750% Additional Information
This is a closed-end product. The rate listed is a fixed rate and reflects a .25 rate reduction for auto transfer payment. This is the credit union's best rate. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters. Must be a TruWest member to qualify. There is a minimum deposit of $5 required to become a TruWest member.

Maximum loan to value for home equity loans is 80% in AZ and TX.
Your Results Texas HELOC Effective: 2/1/2014 12:00:00 AM
Type Points Rate APR
HELOC 0 3.990% - 6.490% 3.990% - 6.490% Additional Information
This is a revolving line of credit. The rate listed is a variable rate based on the highest prime rate as published in the Wall Street Journal and may increase after the loan is booked. Life Cap of Loan is 18%. Intro rate is not available to Arizona members who currently have a Home Equity Credit Line with TruWest Credit Union.

Maximum loan to value for HELOC is 80% in Arizona. Maximum loan to value for HELOC is 80% in Texas but cannot exceed 50% of value of home.

The rate listed is the credit union's best rate and reflects .51 rate reduction for auto transfer payment. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters. Must be a TruWest member to qualify. There is a minimum deposit of $5 required to become a TruWest member.