Simply put, TruWest Credit Union does not charge you the account fees that many banks do. After all, you are a member and part owner, so you have a say in how we manage our business.

Because of this, we are pleased to:

  • Pay higher than average dividends on savings
  • Charge favorable rates for loans and credit cards
  • Say that we don’t believe our entire membership should be expected to cover the costs of products or services that a smaller portion of our members may want

That’s why we don’t charge you account fees, and may charge incremental fees for the specialty products and services important to you. TruWest fees are "low cost" by comparison to banks and "no cost" where appropriate, particularly with essential products such as checking.

Although we are a not-for-profit entity, we do need to make money to remain a healthy, viable financial institution with a five-star rating from BauerFinancial. Our TruDifference is that those earnings go right back to improving your financial outlook. Now, that’s a win, win.