Visa Credit Card

Visa Credit Cards

Lowest Rates + Cash Back = The Best Credit Card in the Industry

Do the math - it's simple. With a TruWest Visa® credit card you'll reap the benefits of our super-low rates, plus you can earn up to 1.50% cash back. Show your friends how money-smart you are when you pay with a TruWest Visa® credit card.

You'll automatically get 0% intro APR for 18 months1 and enjoy the industry's lowest rate of 5.95% to 19.95% APR after that.

Visa Platinum

Visa Platinum

The #1 credit card for savvy spenders is a TruWest Visa Platinum card. Get 0% intro APR for 18 months on purchases and balance transfers and a low rate of 5.95% to 19.95%1 after that.

Visa Platinum Points

Visa Platinum Points

This credit card is all about the benefits. Get up to 1.5% cash back on everyday purchases, and $100 when you spend $1002 in the first 90 days, and 5,000 bonus points when you add a cardholder.3

Visa Signature

Visa Signature

This credit card is our most prestigious. Enjoy all the features of Visa Platinum Points, in addition to exclusive benefits such as luxury hotel upgrades, concierge services and buy-one get-one movie tickets.

Visa Benefits

Visa Benefits

Your credit card is built with travel protection, extended warranties and peace of mind.

Save money with a balance transfer

Save money with a balance transfer

Enjoy the savings of interest-free payments
for 18 months.

TruRewards Program

TruRewards Program

With the TruRewards program get up to 1.50% cash back, gift cards, travel options and even charity donations.

VISA Business Platinum Points Credit Card

VISA Business Platinum Points Credit Card

Optimize your business savings with our exclusive TruRewards program, competitive rates, excellent balance transfer options and 24-hour card member service.

VISA Credit Builder Credit Card

VISA Credit Builder Credit Card

This card is all about turning no credit into get-up-and-go credit. The Credit Builder card will help create a solid credit foundation and position you for future financial success.

Compare Cards

Compare Cards

See how our cards stack up compared to other cards in the industry.

1On approved credit. Must be a TruWest member to qualify with a minimum deposit of $5. APR is Annual Percentage Rate. Offer good for 18 billing cycles from the date of account opening on purchases and balance transfers. After the introductory period ends, the standard purchase APR will be applied to any unpaid promotional balances. TruWest Credit Union reserves the right to refuse any balance transfer request(s). The minimum individual transfer request is $100. A 3% balance transfer fee applies for the amount of each transfer. If you submit concurrent balance transfer requests that exceed your available credit line, TruWest Credit Union will process your requests from highest to lowest dollar amount and may decline to process one or more requests. Offer effective as of 6/1/14 and subject to change. Lowest rate not available with reward-earning card.
2Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for Visa Platinum Points or Visa Signature card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months.
35,000 bonus point when adding an authorized signer to account. Cardholder is responsible for charges made by any authorized user.