Business BannerVISA Business Platinum Points Credit Card

Whether you’re searching for the lowest interest rate, looking to transfer a balance from a higher-rate card or just optimizing your business savings, TruWest’s VISA Business Platinum Points credit card is the clear choice.

  • 0% intro APR for 18 months on all purchases and balance transfers1
  • We’ll pay you $100 when you spend $100 in the first 90 days2
  • Earn up to 1.5% cash back with the TruRewards program
  • Automatically earn up to 1 point for every $1 you spend, AND earn up to 10 extra points per dollar spent. Click here to learn more. 
  • 24-hour member service
  • Absolutely no annual fee.
  • 8.90% APR after intro rate
  • Need to add an authorized user? No problem! You’ll get 5,000 bonus points and earn points on both cards!3

In addition, we understand the unique needs of business owners and want to help you track company spending. So, we’ll mail you a quarterly financial report with valuable data to help monitor expenses and trends.

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Rates


1On approved credit. Must be a TruWest member to qualify. A minimum membership deposit of $5 is required to become a member. APR is Annual Percentage Rate. Offer good for 18 billing cycles from the date of account opening on purchase and balance transfers. After the introductory period ends, the standard purchase APR will be applied to any unpaid promotional balances. TruWest Credit Union reserves the right to refuse any balance transfer request(s). The minimum individual transfer request that will be honored is $100. A 3% balance transfer fee applies for the amount of each transfer. If you submit concurrent balance transfer requests that exceed your available credit line, TruWest Credit Union will process your requests from highest to lowest dollar amount and may decline to process one or more requests. Offer effective as of 6/1/14 and subject to change.
2Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for VISA Platinum Points or VISA Signature card to receive this offer. Must not have had a TruWest VISA card in the last 12 months.
3Cardholder is responsible for charges made by any authorized user.