Our Visa Platinum Points credit card was designed to benefit you with cash back and great rewards.  


  • 0% intro APR for 18 months on all purchases and balance transfers1
  • Interest rates from 8.65% to 15.65% APR after intro rate
  • We’ll pay you $100 when you spend $100 in the first 90 days2
  • Earn up to 1.5% cash back with the TruRewards program
  • Automatically earn up to 1 point for every $1 you spend, AND earn up to 10 extra points per dollar spent. Click here to learn more. 
  • Earn points faster with multiple cards, plus get 5,000 bonus points3 
  • No annual fee
  • Enjoy enhanced fraud protection via chip card technology
  • Make purchases with ease via Apple Pay 

Whether you’re looking for fun rewards, a competitive interest rate or awesome cash back, TruWest’s Visa Platinum Points Credit Card is a beneficial choice.

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1On approved credit. Must be a TruWest member to qualify. A minimum membership deposit of $5 is required to become a member. APR is Annual Percentage Rate. Offer good for 18 billing cycles from the date of account opening on purchase and balance transfers. After the introductory period ends, the standard purchase APR will be applied to any unpaid promotional balances. TruWest Credit Union reserves the right to refuse any balance transfer request(s). The minimum individual transfer request that will be honored is $100. A 3% balance transfer fee applies for the amount of each transfer. If you submit concurrent balance transfer requests that exceed your available credit line, TruWest Credit Union will process your requests from highest to lowest dollar amount and may decline to process one or more requests. Offer effective as of 6/1/14 and subject to change.
2Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months.
3Cardholder is responsible for charges made by any authorized user.
4Lowest rate not available with reward earning card.