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Save A Bundle With a Balance Transfer Rewards. Flexibility. Savings. You can expect all of that and other fantastic benefits when you transfer your existing credit card balance to a low-rate TruWest VISA® Credit Card. Think of it as an upgrade with no downside! Whatever your needs, we have the perfect credit card waiting for you. And best of all, you know your credit account will be backed by VISA for convenience, security and reliability. Here are a few of the perks available to you: • No annual fee • 0% intro APR for 18 months on purchases and balance transfers—after that 5.95%-19.95% variable rate1 • Get $100 when you spend $100 in the first 90 days as a card holder2 • Save hundreds of dollars in interest over the life of your balance • Enjoy exclusive perks and services for VISA Signature Card holders • Earn up to 1.5% cash back with the TruRewards program Now is the time to transfer your high-rate balances to a low-rate TruWest VISA Credit Card. Visit truwest.org/visa/apply to apply today! 1. On approved credit. Must be a TruWest member to qualify. A minimum $5 membership deposit is required to become a member. APR is Annual Per-centage Rate. Offer good for 18 billing cycles from the date of account opening on purchases and balance transfers. After the introductory period ends, the standard purchase APR will be applied to any unpaid promotional balances. TruWest Credit Union reserves the right to refuse any Balance Transfer request(s). The minimum individual transfer request that will be honored is $100. A 3% balance transfer fee applies for the amount of each transfer. If you submit concurrent Balance Transfer requests that exceed your available credit line, TruWest Credit Union will process your requests from highest to lowest dollar amount and may decline to process one or more requests. Offer effective as of 6/1/14 and subject to change. Lowest rate not available with reward earning card. 2. Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of ac-count opening. Must qualify for VISA Platinum Points or VISA Signature Card to receive this offer. Must not have had a TruWest VISA Credit Card in the last 12 months Offer effective as of 8/15/13 and subject to change. Over 28,000 Surcharge-Free CO-OP ATMs Access surcharge-free ATMs simply by watching for the logos below. You can also text your location to MYCOOP (692667), call 1-888-SITE-COOP, visit www.co-opnetwork.org or see our Shared Branches page for a list of ATMs near you.


OTM_Winter2015_Draft_FINAL
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